Lydia Cladek Inc

904-829-5040
108 Sea Grove Main St
St Augustine, FL 32080
No photo available for this business

Business Information

Real Estate Loans, Loans
Loans
MONDAY:9:00AM-5:00PM
TUESDAY:9:00AM-5:00PM
WEDNESDAY:9:00AM-5:00PM
THURSDAY:9:00AM-5:00PM
FRIDAY:9:00AM-5:00PM
SATURDAY:CLOS-
SUNDAY:CLOS-

Customer Reviews (26 reviews)

beeerrrr

on Citysearch Mar 11, 2010
thanks for the help when no one else would. (more)

JDL1

on Citysearch Nov 04, 2009
Do your homework before you allow your used car dealer to get you a loan with this company or a company called Pay n Ride!!!! All they want is their money and they don't care about your car or YOU!!!!... (more)

Queen M

on Citysearch Sep 02, 2009
Lydia Cladek Inc, bought my contract from Rob Partelo's Winners Circle in St. Pete, FL. They harass you on the phone the day before your payments are due. I recently sent them 5 prepayments back in July 2009. They took... (more)

tinahunter001

on Citysearch Jun 08, 2009
This is a bad company, all they want is money, they will tell you that they are willing to work with you and that is a big LIE. they call your house telling you about your car after you have made arrangements, that lets me... (more)

workoutlady

on Citysearch May 16, 2009
There is a scam artist that took money from church parish members and did not return money after they found him out. The owner of this company is giving all the money to a so called personal coach over $1,000. dollars an... (more)

FormerInvestor

on Citysearch Apr 14, 2009
As a former investor, I've experienced the good and bad and also keep close contact with a few key employees. The owner has good intentions, but surrounds herself with a number of key personnel who can best be... (more)

garywhite1123

on Citysearch Apr 01, 2009
This company went broke and did not pay their dealers on approved deals. They charged 30% onto the dealer sales price + max interest rates. No wonder they went out of business! Monthly payment were 400-500 month... (more)

carmen352

on Citysearch Feb 27, 2009
I purchased my Expedition from a buy here pay here and I was financed through Lydia Cladek. Yes I have been through very irritating reps that have been nothing but rude (VINCENT) and have no understanding but for the... (more)

missy205

on Citysearch Sep 17, 2008
I am very sorry that everyone has such negative things to say about the company that gave them credit when no one else would, not to mention it appears alot of the complaints are about being doing thier job becuase the... (more)

pstafford607

on Citysearch Aug 19, 2008
we all know why people like us have to tolerate people like "them" (lydia cladek,inc.).....our credit stinks! I only have a few more payments left, Thank God. And I am thankful for the opportunity to re-build my... (more)

dngtmp

on Citysearch Jul 22, 2008
AVOID THIS COMPANY! THEY LIE! FALL BEHIND ON YOUR PAYMENTS (EVEN IF IT IS ONLY 2) AND THEY WILL TAKE YOUR VEHICLE. THEY DO NOT NOTATE YOUR ACCOUNT AS THEY STATE THEY WOULD. WHATEVER THEY SAY TO YOU MAKE SURE YOU GET IT IN... (more)

MarieCe

on Citysearch Jun 05, 2008
My husband left and distroyed my credit rating I needed a car so I had to go with this company. They were great until I lost my job and they started calling. I had a hard time trying to get them to let me just pay a little... (more)

lydiasucks

on Citysearch May 01, 2008
YEP, they s@ck. Two faced, liars, they have no problem ripping people off. Gap insurance ONLY costed them $125 and they can charge you any amount. You would have to sign a contract for the Gap insurance try calling... (more)

hawktwin

on Citysearch Apr 27, 2008
The people at Lydia Cladek are very rude and unprofessional. I bought a car from a broker who had me get my financing thru this company. From the veryu beginning they have been rude and unprofessional. I did not know... (more)

stacey3

on Citysearch Jan 02, 2008
this company is not as bad as everyone says! i was in a bind and they helped when noone else would. my payments are fair and my truck is reliable! interest is high but, what do you expect from a buy here pay here company!... (more)

magic32208

on Citysearch Nov 27, 2007
As I read all the bad information on this company, why hasn't anyone reported this company to the State of Florida Comptrollers Office~?? If you have a vaild complaint, go to the States Attorneys Office and file... (more)

samberry

on Citysearch Nov 25, 2007
really good people. friendly coutreous helpfull. always answered the phone. i will rate them as excellent (more)

autodealer

on Citysearch Nov 16, 2007
Very dishonest people, they will rip you off the first chance they get.. What comes around goes around, and in the end I am sure they will be judged. Not sure how they sleep at night.... (more)

fightergirl205

on Citysearch Oct 17, 2007
I totally agree with these people.their customer service has communication problems.i bought my truck too from a dealer who sold my title to these stupid people.when they first contacted me i had them to bank draft... (more)

ddulfun

on Citysearch Aug 11, 2007
I agree with all these people. I too was with Lydia Cladek. First of all I bought a vechile way out in a small town and got screwed right away. My vechile already had problems with it but, by now we are stuck. The only good... (more)

dfournier76

on Citysearch Jun 11, 2007
I see 3 1/2 stars on the overall rating of this company at the top of this listing, however, I would have to disagree with that rating! I purchased a vehicle from a dealer who in turn sold the contract to Lydia Cladek, my... (more)

jen0117

on Citysearch Apr 23, 2007
I have been with this company now for two years and all I want is out. They are all rude and have no business helping any kind of customer based business. I think it is one of their requirements before hiring to be a... (more)

sjones1019

on Citysearch Dec 06, 2006
I got my car from a buy here pay here and was under the impression I could just pay every week 1 month later they sell the account to Lydia cladeck I had done some reashere on this site and others and they are rated bad. They... (more)

lnjoiner

on Citysearch Nov 09, 2006
I was having money problems so I tried to split up a payment into two weekly payments by phone. Which they told me would be fine. Then they sent in both checks on the same day which over drew my account by $150.00 and... (more)

flguy

on Citysearch Jul 31, 2006
THE PEOPLE ARE RUDE . WATCH THE CONTRACT BEFORE U SIGN.. THEY DON'T WORK WITH YOU.. I THOUGHT THERE LOGO STATES THEY CARE ABOUT THERE CUSTOMERS... NOT.. STAY AWAY FROM THIS COMPANY... (more)

thatagirl

on Citysearch Jul 12, 2006
THE PEOPLE WHO WORK THERE ARE VERY RUDE AND UNPROFESSIONAL, I WOULD NOT RECOMMEND THERE SERVICES TO ANY ONE. (more)

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